Wealth Management Balancing Risk and Return
to help you attain your goals:
Providing Quality Fiduciary Services at Very Low Prices
The goal of Wealth Management is to create a diversified portfolio with an acceptable level of risk and the expected return given that level of risk. A portfolio or asset allocation that maximizes return for the level of risk is called an efficient portfolio.
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Wealth Management News Center
custom news feeds:
Retirement Plan Guide and News
Roth IRA News and Article
401k News
Traditional IRA News and Article
Roth 401K News and Article
Simple IRA News and Article
SEP IRA News and Article
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custom blog feeds:
About.com Retirement Planning News Blog
AARP.org Retirement News Blog
Fixing The 401k.com News Blog
401k – ChicagoTribune.com Topic New
Government Retirement News Blog
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Wealth Management News:
Wealth Management, Wealth Management plan - Google News
©2010 Google
BofA's Krawcheck Unveils Merrill's Affluent Investor Survey - Investment Advisor
Ameriprise Financial Q2 profit tops estimates - Reuters
BNCCORP, INC. Reports Second Quarter Results - MarketWatch (press release)
Ex-Wells Fargo broker opens indie shop in his branch's shadow - InvestmentNews
Genworth Hires Veteran To Help Advisers Plan For Successions - Wall Street Journal
Bank of America Announces Program to Help up to $100 Million in Small Business ... - LoanSafe
Wintrust Financial Corporation Announces Semi-Annual Dividend - MarketWatch (press release)
Bank of America Announces New Program to Help Spur up to $100 Million in Small ... - MarketWatch (press release)
National Penn Bancshares, Inc. Reports Second Quarter 2010 Results - MarketWatch (press release)
First Financial Bancorp to Announce Second Quarter 2010 Financial Results on ... - MarketWatch (press release)
Studies have found that, over the long run, how your investments are allocated is more important than individual investments, in determining overall performance for diversified portfolios.
The independent investment firm of Ibbotson Associates ranks the importance of the three major determinants of portfolio performance as follows:
Asset allocation 91.5%
Security selection 6.7%
Market timing 1.7%
A sound portfolio will allow investment decision to be evaluated not in isolation but in context of the portfolio as a whole with risk and returns reasonably suited to their goals.
Wealth Management and Portfolio
Diversity:
Asset allocation takes this principle one step further by diversifying your portfolio Investment to include just among different Investment Types, but among different investment classes: stocks, Fixed Income alternatives such as bonds, money market, and real estate and other tangible assets. Asset allocation does not eliminate risk, but it can reduce your exposure to extreme highs and lows in performance. Effective asset allocation can also help preserve capital, increase liquidity and decrease portfolio volatility.
Wealth Management Article below:
1. Retirement Planning Guide of Articles:
Retirement Plan Guide
2. Retirement Accounts and Types:
Traditional IRA / Roth 401k / Solo 401k / SEP IRA / SIMPLE IRA / Roth IRA
Modern portfolio theory uses complex mathematics to evaluate different combination’s of categories to determine the best return for a given risk and time horizon. The risk can be quantified into a statistically accurate prediction of performance. Of course, there are no guarantees, but the investor can see the statistically predicted range of performance of the portfolio in dollars.
Wealth Management: Asset Allocation:
Wealth Management Sample Report : John Doe Asset Allocation
Wealth Management Sample Report:
Wealth Management Sample Report : John Doe Monitoring Report
Wealth Management with Fiduciary Duty:
A fiduciary duty is the highest standard, legally and ethically the law allows, this extra step ensures that the client always come first. Investment-Income.net has achieved an Accredited Investment Fiduciary we’re certified to conform to the Global Fiduciary Standard of Excellence in our investment practices. The Global Fiduciary Standard of Excellence is designed to ensure investment process is focused on all the components of a comprehensive investment process, demonstrated fiduciary standards of care, and commitment to excellence.
Our investment selection methodology is rigorous and tested to meet the needs and risk tolerances of individual clients.
Once investments are selected for your portfolio, they are monitored on an ongoing basis to ensure that they continue to meet our monitoring criteria.
Underlying all of our investment strategies are quantitative models designed to help us evaluate the relative risk and historical characteristics of each investment alternative. By assigning two scores to each Mutual Fund and ETF (exchange traded fund) each and every quarter, this research helps enable us to identify what level of decisions that are important, we can rank the alternatives from most attractive to least attractive.
We create an asset allocation model designed specifically to help meet your individual needs for growth and or Income. This model, when compared to your existing allocation, can help identify potential shortcomings while providing an understanding of how they can be turned into strengths.
When an investment fails our criteria, it may be placed on a watch list, or it may be removed immediately depending on the situation.
Once we have created and implemented a specific model, the most important task is listening to you.
Wealth Management means Service:
Wealth Management allows us to work together more efficiently as a team while offering an established procedure to follow when organizing and planning investments. In addition, it is specifically designed to provide you with a greater understanding of your portfolio. Ideally, this increased level of knowledge will lead to greater comfort with the investing process. These recommendations can be useful as a basis for comparison when developing individual asset allocation models.
Wealth Management is designed to:
To help understand the risk and rewards, which may assist in prioritizing investment management.
Potentially help increase long-term investment performance by identifying appropriate procedures for:
- Targeting selected assets to be included or remove from the overall portfolio.
- Diversifying the portfolio across multiple asset classes and peer groups
- Reduce risk and or volatility to the overall portfolio.
- Selecting appropriate targeted Investment Managers
- Terminating Investment Managers that no longer are appropriate
- Help uncover investment and/or procedural risks not previously identified, which may assist in prioritizing investment management projects. .
- Assist in establishing benchmarks to measure the progress of the portfolio..
Our Wealth Management Commitments:
We provide a comprehensive asset plan with at no costs as part of our fiduciary service to investors. This plan includes.
- Investment-Income.net Fiduciary Commitment
- Portfolio Asset Allocation
- Investment Policy Statement.
- Fiduciary Score Due Diligence breakdown
- Quarterly Monitoring Report.
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