The Premier Pacific NW Leader Online for CDs (Certificates of Deposit)
Providing High Quality Fiduciary Services at Very Low Prices

Bank Credit Ratings | Bank & CD Rate Reports

Below you will find the latest news, a full sheet of this week’s rates and an investment calculator… Now, you have the tools you need to discover the right CD for your portfolio.

Take advantage of our e-mail sign up form or our twitter account to follow us for future  investment opportunities. Throughout the month, we research the top bonds and stocks according to our review process. Then, we post the review article in order to pass them onto you.

Please contact us to speak with a highly experienced and registered Durig Advisor, who puts your interest first!

How to Find the Best CD Rates

First, what is the time period you want to invest your money into a CD?

Depending on the length, this will help you to choose the CD’s interest rate that is possible. The longer the period, often the better the rate.

Second, how much money are you going to invest into a CD?

This will help your search when you’re looking at online banks, local banks or our services. A majority of the banks you look at will require some sort of minimum. The minimum usually ranges anywhere from five hundred dollars and up.

We can help you get the top rates available.
With over 20 years of experience, a Durig Advisor is standing by – Let’s talk! .

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• 7% Yield, Mexican Peso: UBS, Aa3/A rated, matures June 2015
• 8.50% Australian dollar, Goldman Sachs, A3/A- rated, floating rate bonds, maturing April 2016.
• 9.05% Yield, Turkish Lira: Volkswagen, A3/A- Bond mat. Dec 2013.
• 7.38% Yield, Norwegian Kroner: Fred.Olsen Energy, matures May 2016.
• 12.50% Yield Brazilian Real, Bank of America, A rated, mat Nov 2014.
• Norway Bonds: News, Rates, Quotes and Bond List
• 7.25% Yield, Indonesia Rupiah: European Investment Bank, AAA rated bond maturing April 2014.
• 7.79% Yield, Goldman Sachs, Australian $, A+ rated, mat Nov 2016

 

Bank CD News:

• Ex-Stanford exec tells jurors bank's profits faked - Fox News
• Survey of the Best CD Rates for February 3, 2012 - Deposit Accounts (blog)
• Republic Bank Slashes Rates on Tennessee Commerce Bank CDs - Deposit Accounts (blog)
• College Savings Bank Introduces New High Yield, FDIC Insured Savings Account ... - MarketWatch (press release)
• Special 13-Month CD at Community Trust Bank in Parts of TX, LA & MS - Local Only - Deposit Accounts (blog)
• CD Rates: 1 Year Bank CD Rates 2012 - MonitorBankRates.com
• 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY - MonitorBankRates.com
• Antigone Rising Travels To Israel And West Bank As Arts Envoys - Sacramento Bee
• Zions Direct Announces FDIC-Insured CD Auction Results Through January 31, 2012 - PR Newswire (press release)
• Stanford Used 'Slush Fund' at SocGen for Bribes, Davis Says - BusinessWeek
• More...

Bank CD Rates News:

• Survey of the Best CD Rates for February 3, 2012 - Deposit Accounts (blog)
• 12 Month CD Rates: PenFed Tops Our 1 Year CD Rates List at 1.16% APY - MonitorBankRates.com
• Republic Bank Slashes Rates on Tennessee Commerce Bank CDs - Deposit Accounts (blog)
• College Savings Bank Introduces New High Yield, FDIC Insured Savings Account ... - MarketWatch (press release)
• 12-Month CD Rate Deal of the Day: King Southern Bank at 1.00% APY - Go Banking Rates
• CD Rates: 1 Year Bank CD Rates 2012 - MonitorBankRates.com
• 5 Tips for Finding the Best CD Rates - Go Banking Rates
• Special 13-Month CD at Community Trust Bank in Parts of TX, LA & MS - Local Only - Deposit Accounts (blog)
• Stanford Invented Insurance Company for Bank Depositors, Prosecutor Says - Bloomberg
• CD Rates Leaderboard For Jan. 17, 2012: Doral Bank Direct Cuts Long-Term Rates - Bankaholic
• More...

Bank Default News:

• Bank Default Swaps Heading for Biggest Monthly Rally on ECB Cash - BusinessWeek
• Push Sputters for Credit-Default Swap Futures - Wall Street Journal
• Greek debt talks to stretch into weekend - Atlanta Journal Constitution
• Fitch Rates Alaska Municipal Bond Bank GOs 'AA'; Outlook Stable - MarketWatch (press release)
• Receivership sought in default by Saunders' companies - StarNewsOnline.com
• A Default or not a Default? - Gold Seek
• US Banks Tally Their Exposure to Europe's Debt Maelstrom - New York Times
• Banks Hoarding ECB Cash May Double Defaults - Bloomberg
• Strategic short sale becoming a more common alternative - Gainesville Sun
• Swiss question 12 banks as LIBOR probe widens - Reuters
• More...

Get a Quote

The following is the current options we provide you when you request a quote:

• Institutional Yields
• Government Bonds, in most major countries.
• Foreign Corporate  Bonds, most major corporate debt in a county.
• Government  and Corporate debt in US Dollars, if available.
• Government and Corporate in Foreign Currency.

There is a vast number of these options available, and, therefore, impossible to list as we do with our other national fixed-income product pages. Instead, we provide customized quotes to help you solve your needs.

If you do not see the quote you are looking for in the list below under Recent Quotes then please use our Bonds Quote Request form for a private, individual quote.

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CD Rates

These Bank CDs were updated on: Jan 31, 2012. The Disclaimer
Calculate Your Investment – click here. A separate window will open.

						Issue				Coupon Maturity APY/YTW		Price Pay Fr.		Trade Date Settle Date Market
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AHB4				1.500 01-20-2015 1.036		101.350 Semi		Secondary
						GOLDMAN SACHS BANK USA (NY) 3 year, Non Callable CUSIP: 38143AJL0				1.050 02-09-2015 1.053		100.000 Semi		02-07-2012 02-08-2012 Primary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AHA6				1.650 01-19-2016 1.095		102.146 Semi		Secondary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AHJ7				1.500 01-25-2016 1.226		101.062 Semi		Secondary
						ALLY BK MIDVALE UTAH Non Callable CUSIP: 02005QYN7				1.350 01-25-2016 1.097		100.982 Semi		Secondary
						GOLDMAN SACHS BANK USA (NY) 4 year, Non Callable CUSIP: 38143AJS5				1.300 02-08-2016 1.304		100.000 Semi		02-07-2012 02-08-2012 Primary
						DISCOVER BANK (DE) 4 year, Non Callable CUSIP: 2546703S9				1.250 02-08-2016 1.254		100.000 Semi		02-07-2012 02-08-2012 Primary
						ALLY BANK (UT) 4 year, Non Callable CUSIP: TBA				1.150 02-08-2016 1.153		100.000 Semi		02-07-2012 02-08-2012 Primary
						CIT BK SALT LAKE CITY UT Non Callable CUSIP: 17284AC97				1.800 04-26-2016 1.091		102.924 Semi		Secondary
						DISCOVER BK GREENWOOD DEL Non Callable CUSIP: 254670D25		GREENWOOD, DE		2.250 05-04-2016 1.140		104.594 Semi		Secondary
						DISCOVER BK GREENWOOD DEL Non Callable CUSIP: 254670F49		GREENWOOD, DE		2.150 05-31-2016 1.144		104.232 Semi		Secondary
						GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36161NPL6				1.850 08-19-2016 1.416		101.904 Semi		Secondary
						AMERICAN EXPRESS CENTRN Non Callable CUSIP: 02587DKC1				2.050 12-22-2016 1.321		103.438 Semi		Secondary
						GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NGH6				2.100 12-29-2016 1.586		102.417 Semi		Secondary
						GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160KEQ4				2.100 12-29-2016 1.487		102.888 Semi		Secondary
						GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NGH6				2.100 12-29-2016 1.288		103.850 Semi		Secondary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AGX7				2.000 01-18-2017 1.600		101.899 Semi		Secondary
						GOLDMAN SACHS BANK USA (NY) 5 year, Non Callable CUSIP: 38143AJM8				1.700 02-08-2017 1.707		100.000 Semi		02-07-2012 02-08-2012 Primary
						MERCANTILE BANK OF MICHIGAN (MI) 5 year, Non Callable CUSIP: 58740XXW5				1.100 02-10-2017 1.103		100.000 Semi		02-09-2012 02-10-2012 Primary
						INVESTORS COMMUNITY BANK (WI) 5 year, Non Callable CUSIP: 46147UPP9				1.050 02-10-2017 1.055		100.000 Monthly		02-09-2012 02-10-2012 Primary
						SUMMIT BANK (AR) 5 year, Non Callable CUSIP: 86601TBH0				1.000 02-15-2017 1.005		100.000 Monthly		02-14-2012 02-15-2012 Primary
						THOMASVILLE NATIONAL (GA) 5 year, Non Callable CUSIP: 884693BD3				1.000 02-16-2017 1.005		100.000 Monthly		02-15-2012 02-16-2012 Primary
						GE CAP FINL INC RETAIL Non Callable CUSIP: 36160WVS5				2.150 08-14-2017 1.586		102.973 Semi		Secondary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AHL2				2.400 01-25-2019 2.206		101.249 Semi		Secondary
						GOLDMAN SACHS BANK USA (NY) 7 year, Non Callable CUSIP: 38143AJN6				2.200 02-08-2019 2.212		100.000 Semi		02-07-2012 02-08-2012 Primary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AAY1				3.000 11-09-2021 2.803		101.671 Semi		Secondary
						GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143ADX0				3.000 12-14-2021 2.784		101.848 Semi		Secondary

...please contact us for more information.

Calculate Your Investment

Enter the rate from your desired investment from the table below into the calculator’s “interest” field, fill in the other fields, choose “0″ Compounding % if you are unsure, then click Submit.

Click here for the Calculator. (a separate window will open)

* This is available on each Rates Sheet page.

Many more photos and CD rates links and reports below…

Photo Below: Federal Reserve Bank headquarters in Washington DC.



Bank Floating Rate Mutual Funds Rankings

Please review the Fiduciary Rankings of the Bank Floating Rate Mutual
Funds Rankings, this is in a PDF file and updated quarterly. We included
all known fees. We used an unbiased model having the funds judged
(mathematically) fairly and equally against their peers. We have the
capabilities to customize and screen Fixed income, Stock, Equity or
almost any Mutual Fund using our professional unbiased approach,
because we want you to own the right Corporate Bonds for the right
reasons.

Bank Floating Rate Mutual Funds Rankings:

The Bank Floating rate Mutual Fund Rankings were last updated May 14, 2009.

Photo Below: Ben Bernanke – 14 Chairman of the Board of Governor of the Federal Reserve Bank.



Bank CD Rates Daily Offerings

These bonds and new offerings often go the same day. We leave the older issues as a guide so you can see what has happened providing a benchmark for current offerings.

Bank CD Rates Daily Offerings

Photo Below: The Washington Mutual Old Tower left and new tower right before Wamu’s forced liquidation.



Certificates of Deposit come in two forms:

1. Traditional new issue Bank CD’s

2. Brokerage CD’s

Corporate Bonds – Rate Page & Corporate Bond Mutual Funds Rankings

For those preferring traditional certificates of deposit, we also have new issue CD’s available but they usually have a lower yield.

So what is a Brokerage CD and what makes it so special?

A CD that is brokered is the same as a Certificate of Deposit that a bank offers, but it is purchased and sold through licensed security professionals. This secondary market is often a much more competitive offering, often giving CD investors many additional advantages such as:

A. Added Liquidity – You can sell your CD at any time receiving market prices allowing you to withdraw your money early without being penalized.

B. Higher Yield – Due to the competition, many brokered CD’s provide a higher yield.

C. No FDIC Limits – You have FDIC limits per CD and per Bank Account, but with broker CD’s you could have several different Certificates of Deposit, each one brokered from a different bank. So you could have several million dollars in one account with each Broker CD individually cover by it’s offering bank. Taking advantage of our one-call/one-click service allows you to benefit from FDIC insurance many millions of dollars in a single CD account, without you having to visit each banks separately on your own.

D. One-Call/One-Click Service – With Investment-Income.net we offer a complete fiduciary menu of all your fixed income needs in which CD’s are one of several products always available. The far greater convenience is being able to purchase more than one from multiple banks, yet still utilize the same firm.

Yes, you read it right, both traditional CD’s and brokerage CD’s are typically FDIC insured, depending on the originating Bank. But in a brokerage account you can have many FDIC insured CD’s with each CD insured by the originating bank, allowing you to have many millions of Certificates of Deposits insured by the FDIC in a single convenient account.

Certificates of deposits or CD’s are debt issued by banks, thrift institutions, and credit unions. CD’s are insured by the FDIC for banks or by the NCUA for credit unions. Certificates of Deposits are similar to savings accounts in risk, because they are insured but they often differ due to a fixed term and a fixed interest rate. In the past, CD’s were held until maturity, but many people enjoy the added flexibly.

Photo Below: One of Bank of America’s many new towers.



With Investment-Income.net, it is very simple. Just try our One-Call / One-Click Service. We our working endlessly to provide you with the premier Fixed Income services. Our goal is to offer the Best CD Rates combined with real personal and professional help when you need it. When you combine our personal attention with the many outstanding conveniences, we’re helping you, the Income investors of CD’s, to achieve the real savings in time, effort, and money that you desire.

With our very easy to use and simple services, we have worked hard so you could enjoy a robust selection of Investments. We offer a wide variety of rates such as: Bank – CD’s, Bonds (Corporations, High Yield, and Tax Free Municipal Bonds). Our web services also include Money Market Rates, Government Paper. We strongly recommended that you review our Latest News when you’re ready, because these secondary income investments offerings often go very fast.

If you have any questions, or would like to know more about our many services, please remember we are just One-Call or One-Click away.

Again, CD investors, thank you and we hope you enjoy our overall service!

At Income-Investment.net we want to thank you for the honor and privilege to help educate you on Brokered CD’s and Bank CD rates.