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Below you will find the latest news, a full sheet of this week’s rates and an investment calculator… Now, you have the tools you need to discover the right CD for your portfolio.
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How to Find the Best CD Rates
First, what is the time period you want to invest your money into a CD?
Depending on the length, this will help you to choose the CD’s interest rate that is possible. The longer the period, often the better the rate.
Second, how much money are you going to invest into a CD?
This will help your search when you’re looking at online banks, local banks or our services. A majority of the banks you look at will require some sort of minimum. The minimum usually ranges anywhere from five hundred dollars and up.
We can help you get the top rates available.
With over 20 years of experience, a Durig Advisor is standing by – Let’s talk! .
Related Articles:
[catlist=32]
Bank CD News:
- OBC & Vijaya Bank CD's Issued: India Money Markets - Bloomberg
- Vijaya Bank CD's Deals: Indian Money Market - Bloomberg
- BOI & Union Bank CD's Deals: Indian Money Market - Bloomberg
- BOI & Canara Bank CD's Deals: India Money Markets - Bloomberg
- Higher CD Rates at GE Capital Retail Bank - Deposit Accounts (blog)
- 24-Month CD Interest Rates Deal of the Day: Intrust Bank at 0.40% APY - Go Banking Rates
- Texas Money Market and CD Specials with Top Rates at Libertad Bank - Deposit Accounts (blog)
- Andhra Bank & Corporation Bank CD's Deals: India Money Markets - Bloomberg
- Andhra Bank & Indian Bank CD's Deals: India Money Markets - Bloomberg
- Allahabad & IDBI Bank CD's Deals: India Money Markets - Bloomberg
- More...
Bank CD Rates News:
- In An Attempt To Avoid More Controversy, Banks Are Pegging LIBOR To CD Rates - iStockAnalyst (press release)
- New Special 4-Month CD Rate at HomeBanc - Florida Only - Deposit Accounts (blog)
- New CD Specials with Top Rates at Salem Five Direct - Deposit Accounts (blog)
- Higher CD Rates at GE Capital Retail Bank - Deposit Accounts (blog)
- Survey of the Best CD Rates for May 17, 2013 - Deposit Accounts (blog)
- 24-Month CD Interest Rates Deal of the Day: Intrust Bank at 0.40% APY - Go Banking Rates
- Texas Money Market and CD Specials with Top Rates at Libertad Bank - Deposit Accounts (blog)
- 24-Month CD Interest Rates Deal of the Day: Columbia Savings Bank at 0.75 ... - Go Banking Rates
- BB&T Review: 6 Banking Products that Offer Personal Finance Solutions - Go Banking Rates
- How to use CD Interest Rates to Earn Passive Income - Go Banking Rates
- More...
Bank Default News:
- Homex Says Rating Downgrade, Bank Lawsuits Trigger Bond Default - Bloomberg
- Loan default: Bank of Punjab sent 83 cases to SBP, NAB - The Express Tribune
- Default Swaps on Junior Bank Debt Fall on ISDA Rule Speculation - Bloomberg
- Pritzker's Superior Bank Subprime Losses Blemish Resume - Bloomberg
- Central Bank Update – Ghana - NASDAQ
- CCP 'armageddon' could lead to sovereign default, warns HSBC executive - Central Banking (subscription)
- The Too Big To Fail Subsidy Is Negative Ten Billion Dollars, Says Goldman Sachs - DealBreaker
- Text: Federal Reserve meeting minutes - USA TODAY
- NBFIs' default loans mark increase - Financial Express Bangladesh
- Salmond's Default Position Bankrupts His Credibility - Huffington Post UK (blog)
- More...
CD Rates
These Bank CDs were updated on: May 20, 2013. The Disclaimer
Calculate Your Investment – click here. A separate window will open.
| Issue | Coupon Maturity APY/YTW |
Price Pay Fr. |
Trade Date Settle Date Market |
|||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| SAFRA NATL BK NEW YORK NY Callable, Next Call 06-07-2013 @ 100.000 CUSIP: 786580ZX1 |
1.250 03-07-2017C -18.001 |
100.799 Quarterly |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143APM1 |
1.800 04-11-2017 1.063 |
102.800 Semi |
Secondary |
|||||||||||
| GE CAP BK INC Non Callable CUSIP: 36160XD53 |
1.750 05-04-2017 1.046 |
102.716 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671BR0 |
1.750 05-31-2017 1.044 |
102.776 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671DD9 |
1.800 06-27-2017 1.003 |
103.191 Semi |
Secondary |
|||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36161TBW4 |
1.800 07-13-2017 1.006 |
103.214 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671EE6 |
1.800 07-18-2017 1.002 |
103.241 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AWY7 |
1.800 07-18-2017 1.002 |
103.241 Semi |
Secondary |
|||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36160JHN1 |
1.800 07-20-2017 1.081 |
102.919 Semi |
Secondary |
|||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36160JHN1 |
1.800 07-20-2017 1.007 |
103.224 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AXL4 |
1.800 07-25-2017 1.103 |
102.837 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AXL4 |
1.800 07-25-2017 1.008 |
103.231 Semi |
Secondary |
|||||||||||
| GE CAP BK INC Non Callable CUSIP: 36160XM79 |
1.800 07-27-2017 1.008 |
103.233 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NQR3 |
1.800 07-27-2017 1.008 |
103.233 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AXU4 |
1.800 08-01-2017 1.004 |
103.261 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NQX0 |
1.750 08-03-2017 1.009 |
103.037 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159A3S7 |
2.250 08-07-2017 1.008 |
105.108 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AYD1 |
1.800 08-08-2017 1.010 |
103.250 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159SQW4 |
DRAPER, UT | 2.850 08-14-2017 1.002 |
107.634 Semi |
Secondary |
||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AYY5 |
1.800 08-15-2017 1.006 |
103.281 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NRK7 |
1.750 08-17-2017 1.012 |
103.055 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159UTG1 |
DRAPER, UT | 2.750 08-21-2017 1.003 |
107.247 Semi |
Secondary |
||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AZN8 |
1.900 08-22-2017 1.007 |
103.708 Semi |
Secondary |
|||||||||||
| GE CAP BK INC Non Callable CUSIP: 36160XUN5 |
2.050 08-28-2017 1.012 |
104.325 Semi |
Secondary |
|||||||||||
| SALLIE MAE BK MURRAY UTAH Non Callable CUSIP: 795450PE9 |
MURRAY, UT | 1.700 08-29-2017 1.009 |
102.882 Semi |
Secondary |
||||||||||
| GE CAP BK INC Non Callable CUSIP: 36160XUY1 |
2.050 09-05-2017 1.013 |
104.342 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AC60 |
1.800 09-05-2017 1.014 |
103.291 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160KPT6 |
1.600 09-07-2017 1.015 |
102.451 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AD93 |
1.800 09-12-2017 1.015 |
103.301 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AD69 |
1.650 09-12-2017 1.099 |
102.313 Semi |
Secondary |
|||||||||||
| SALLIE MAE BK MURRAY UTAH Non Callable CUSIP: 795450PJ8 |
MURRAY, UT | 1.600 09-19-2017 1.062 |
102.270 Semi |
Secondary |
||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AG66 |
1.600 09-26-2017 1.013 |
102.488 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159D3N2 |
2.100 10-02-2017 1.012 |
104.634 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159CUX2 |
DRAPER, UT | 2.500 10-10-2017 1.012 |
106.368 Semi |
Secondary |
||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159U5S1 |
2.200 10-27-2017 1.075 |
104.858 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159AC57 |
DRAPER, UT | 2.500 10-30-2017 1.074 |
106.168 Semi |
Secondary |
||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36161NGK8 |
DRAPER, UT | 2.500 11-06-2017 1.075 |
106.189 Semi |
Secondary |
||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AU45 |
1.500 11-14-2017 1.020 |
102.096 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671KA7 |
1.050 02-06-2018 1.075 |
99.887 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671MF4 |
1.250 04-03-2018 1.090 |
100.756 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671MS6 |
1.150 04-17-2018 1.121 |
100.137 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671NJ5 |
1.150 05-01-2018 1.125 |
100.118 Semi |
Secondary |
|||||||||||
| DISCOVER BK Non Callable CUSIP: 254671NY2 |
1.250 05-08-2018 1.093 |
100.756 Semi |
Secondary |
|||||||||||
| AMERICAN EXPRESS CENTRN Non Callable CUSIP: 02587DNK0 |
1.300 05-09-2018 1.155 |
100.697 Semi |
Secondary |
|||||||||||
| AMERICAN EXPRESS CENTRN Non Callable CUSIP: 02587DNL8 |
1.250 05-09-2018 1.093 |
100.756 Semi |
Secondary |
|||||||||||
| GE CAPITAL BANK (UT) 5 year, Non Callable CUSIP: 36161TKS3 |
1.100 05-24-2018 1.103 |
100.000 Semi |
05-23-2013 05-24-2013 Primary |
|||||||||||
| “Residents of the following states cannot purchase this issue: OH, TX | ||||||||||||||
| DISCOVER BANK (DE) 5 year, Non Callable CUSIP: TBA |
1.200 05-29-2018 1.204 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| GOLDMAN SACHS BANK USA (NY) 5 year, Non Callable CUSIP: 38147JFP2 |
1.200 05-29-2018 1.204 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| BEAL BANK SSB (TX) 5 year, Non Callable CUSIP: TBA |
1.000 05-30-2018 1.002 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| BEAL BANK USA (NV) 5 year, Non Callable CUSIP: TBA |
1.000 05-30-2018 1.002 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| “Residents of the following states cannot purchase this issue: TX, OH | ||||||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36160W5M7 |
1.350 04-26-2019 1.206 |
100.819 Semi |
Secondary |
|||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36160JPA0 |
1.350 04-26-2019 1.206 |
100.819 Semi |
Secondary |
|||||||||||
| GE CAPITAL BANK (UT) 6 year, Non Callable CUSIP: 36161TKT1 |
1.350 05-24-2019 1.355 |
100.000 Semi |
05-23-2013 05-24-2013 Primary |
|||||||||||
| “Residents of the following states cannot purchase this issue: OH, TX | ||||||||||||||
| SILVERGATE BANK (CA) 6 year, Callable, Next Call 08-29-2013 @ 100.000, Callable 08/29/2013 @ 100 and monthly thereafter. CUSIP: 828373ES5 |
1.050 05-29-2019C 1.055 |
100.000 Monthly |
05-28-2013 05-29-2013 Primary |
|||||||||||
| GE CAP BK INC RETAIL Non Callable CUSIP: 36160JPP7 |
1.700 05-11-2020 1.605 |
100.622 Semi |
Secondary |
|||||||||||
| GE CAPITAL BANK (UT) 7 year, Non Callable CUSIP: 36161TKU8 |
1.800 05-26-2020 1.808 |
100.000 Semi |
05-23-2013 05-24-2013 Primary |
|||||||||||
| “Residents of the following states cannot purchase this issue: OH, TX | ||||||||||||||
| GOLDMAN SACHS BANK USA (NY) 7 year, Non Callable CUSIP: 38147JFQ0 |
1.800 05-29-2020 1.808 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36159SG39 |
3.150 07-08-2021 2.377 |
105.682 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36161NP36 |
2.750 08-26-2021 2.382 |
102.745 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143ACX1 |
3.000 12-07-2021 2.123 |
106.819 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AJD8 |
3.000 02-01-2022 2.488 |
103.983 Semi |
Secondary |
|||||||||||
| GOLDMAN SACHS BK USA NY Non Callable CUSIP: 38143AJD8 |
3.000 02-01-2022 2.477 |
104.067 Semi |
Secondary |
|||||||||||
| GE CAP RETAIL BK DRAPER UTAH Non Callable CUSIP: 36160NKL2 |
2.800 05-18-2022 2.343 |
103.682 Semi |
Secondary |
|||||||||||
| CIT BK SALT LAKE CITY UT Non Callable CUSIP: 17284AU22 |
2.600 05-31-2022 2.245 |
102.884 Semi |
Secondary |
|||||||||||
| CIT BK SALT LAKE CITY UT Non Callable CUSIP: 17284AV47 |
2.600 06-06-2022 2.245 |
102.886 Semi |
Secondary |
|||||||||||
| CIT BK SALT LAKE CITY UT Non Callable CUSIP: 17284AX29 |
2.600 06-08-2022 2.246 |
102.887 Semi |
Secondary |
|||||||||||
| HSBC BANK USA NA Callable, Next Call 09-16-2015 @ 100.000 CUSIP: 40431GDV8 |
MCLEAN, VA | 3.000 09-16-2022C 1.346 |
103.773 Monthly |
Secondary |
||||||||||
| HSBC BANK USA NA Callable, Next Call 10-14-2015 @ 100.000 CUSIP: 40431GFR5 |
MCLEAN, VA | 3.000 10-14-2022C 1.398 |
103.771 Monthly |
Secondary |
||||||||||
| GE CAPITAL BANK (UT) 10 year, Non Callable CUSIP: 36161TKV6 |
2.300 05-24-2023 2.313 |
100.000 Semi |
05-23-2013 05-24-2013 Primary |
|||||||||||
| “Residents of the following states cannot purchase this issue: OH, TX | ||||||||||||||
| GOLDMAN SACHS BANK USA (NY) 10 year, Non Callable CUSIP: 38147JFR8 |
2.400 05-30-2023 2.414 |
100.000 Semi |
05-28-2013 05-29-2013 Primary |
|||||||||||
| FIRST AMERICAN BANK (IL) 10 year, Callable, Next Call 06-07-2014 @ 100.000, Steps: 1.85% till 06/07/2018, 2.00% till 06/07/2021, 2.75% till 06/07/2023. Callable 06/07/2014 @ 100 and monthly thereafter. CUSIP: 31849SJD1 |
STEP 06-07-2023C STEP |
100.000 Monthly |
06-06-2013 06-07-2013 Primary |
|||||||||||
...please contact us for more information.
Calculate Your Investment
Enter the rate from your desired investment from the table below into the calculator’s “interest” field, fill in the other fields, choose “0″ Compounding % if you are unsure, then click Submit.
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* This is available on each Rates Sheet page.
Many more photos and CD rates links and reports below…
Photo Below: Federal Reserve Bank headquarters in Washington DC.Bank Floating Rate Mutual Funds Rankings
Please review the Fiduciary Rankings of the Bank Floating Rate Mutual
Funds Rankings, this is in a PDF file and updated quarterly. We included
all known fees. We used an unbiased model having the funds judged
(mathematically) fairly and equally against their peers. We have the
capabilities to customize and screen Fixed income, Stock, Equity or
almost any Mutual Fund using our professional unbiased approach,
because we want you to own the right Corporate Bonds for the right
reasons.
Bank Floating Rate Mutual Funds Rankings:
The Bank Floating rate Mutual Fund Rankings were last updated May 14, 2009.
Photo Below: Ben Bernanke – 14 Chairman of the Board of Governor of the Federal Reserve Bank.Bank CD Rates Daily Offerings
These bonds and new offerings often go the same day. We leave the older issues as a guide so you can see what has happened providing a benchmark for current offerings.
Photo Below: The Washington Mutual Old Tower left and new tower right before Wamu’s forced liquidation.Certificates of Deposit come in two forms:
1. Traditional new issue Bank CD’s
2. Brokerage CD’s
Corporate Bonds – Rate Page & Corporate Bond Mutual Funds Rankings
For those preferring traditional certificates of deposit, we also have new issue CD’s available but they usually have a lower yield.
So what is a Brokerage CD and what makes it so special?
A CD that is brokered is the same as a Certificate of Deposit that a bank offers, but it is purchased and sold through licensed security professionals. This secondary market is often a much more competitive offering, often giving CD investors many additional advantages such as:
A. Added Liquidity – You can sell your CD at any time receiving market prices allowing you to withdraw your money early without being penalized.
B. Higher Yield – Due to the competition, many brokered CD’s provide a higher yield.
C. No FDIC Limits – You have FDIC limits per CD and per Bank Account, but with broker CD’s you could have several different Certificates of Deposit, each one brokered from a different bank. So you could have several million dollars in one account with each Broker CD individually cover by it’s offering bank. Taking advantage of our one-call/one-click service allows you to benefit from FDIC insurance many millions of dollars in a single CD account, without you having to visit each banks separately on your own.
D. One-Call/One-Click Service – With Investment-Income.net we offer a complete fiduciary menu of all your fixed income needs in which CD’s are one of several products always available. The far greater convenience is being able to purchase more than one from multiple banks, yet still utilize the same firm.
Yes, you read it right, both traditional CD’s and brokerage CD’s are typically FDIC insured, depending on the originating Bank. But in a brokerage account you can have many FDIC insured CD’s with each CD insured by the originating bank, allowing you to have many millions of Certificates of Deposits insured by the FDIC in a single convenient account.
Certificates of deposits or CD’s are debt issued by banks, thrift institutions, and credit unions. CD’s are insured by the FDIC for banks or by the NCUA for credit unions. Certificates of Deposits are similar to savings accounts in risk, because they are insured but they often differ due to a fixed term and a fixed interest rate. In the past, CD’s were held until maturity, but many people enjoy the added flexibly.
Photo Below: One of Bank of America’s many new towers.
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With Investment-Income.net, it is very simple. Just try our One-Call / One-Click Service. We our working endlessly to provide you with the premier Fixed Income services. Our goal is to offer the Best CD Rates combined with real personal and professional help when you need it. When you combine our personal attention with the many outstanding conveniences, we’re helping you, the Income investors of CD’s, to achieve the real savings in time, effort, and money that you desire.
With our very easy to use and simple services, we have worked hard so you could enjoy a robust selection of Investments. We offer a wide variety of rates such as: Bank – CD’s, Bonds (Corporations, High Yield, and Tax Free Municipal Bonds). Our web services also include Money Market Rates, Government Paper. We strongly recommended that you review our Latest News when you’re ready, because these secondary income investments offerings often go very fast.
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