Fixed Income Rates: CD’s, Bonds, Stocks & More
Your Fixed Income Resource
Thank you for entering our website, Investment-Income.net. We’re working endlessly, to provide you and local communities with the premier Fixed Income services. Our goal is to offer the best rates, updated weekly, combined with our outstanding One-Call / One-Click Service, which is available to assist you with personal and professional help whenever you might need it.
With our personal attention, in-depth knowledge, and our many outstanding conveniences, we’re better able to help you, the Income investor, achieve the real savings in time, effort, and money that you might desire.
Start Here!
We recommend reading the main questions (FAQ) below, then view our Rates Card for the most recent best rates in the left column. You may view specific types of our articles by selecting a category under our Article Guide, and even view quotes of our latest top stock picks under Stock Quotes.
Please feel free to call us to speak with a Registered Investment Advisor, or view our various types of contact info on the right side (e.g. phone numbers, email & quote form, web chat, etc.). With over 20 years of experience, we are standing by to service all of your investing needs.
What does Durig Capital actually do?
First, we listen to you to understand your goals. We take time to truely understand your needs, because that is a crucial first step. From there, we perform the following activities:
- Open any necessary investment accounts;
- Transfer any desired existing accounts;
- Assist you in funding the account;
- Advise you on investing in stocks, bonds, etc.;
- Continuesly research the latest investment opportunities;
- Communicate these findings with you throughout the month;
- Provide ongoing customer service for you and personal support for your accounts;
- Send individual quarterly update letters to you with your billing receipt;
- Disburse checks to you per your request;
- Empower you as much as possible through a web account, and much more!
What is different about Durig Capital?
As a fiduciary, we put your interest first! Therefore, everything we offer has your success as our primary motivation. Beyond this very crucial method of conducting business, here is more about us:
- Multiple brokerage firms used to secure your funds (a checks and balances system if you will);
- Both Discretionary and Non-Discretionary client agreements (provided below);
- Very competitive Advisory fees, billed quarterly;
- Durig clients can terminate the relationship at any time;
- Convenient, fast communications using the latest web tools;
- Real, actual available rates from CDs to Foreign Bonds all on one site;
- And, at the same time, personal customer service with a local touch!
Why is a Fiduciary Advisor so important?
This really is important and many believe this already is the standard across the board – It’s not! Here are a few examples of what being a fiduciary means to you, the customer:
- Highest level of ethics: There is no better standard to keep your Investment Advisor honest.
- Your interest comes first: We do not market or sell products to our clients that we wouldn’t also invest in ourselves.
- No hidden fees: Whether you know about them or not, hidden fees are abundant. The fees that we express to you upfront are the only fees you will pay.
- For example, the brokerage firm, Fidelity and TD Ameritrade, can have fees for wire transfers and other specific processes, which we express to you ahead of time.
- No conflict of interest: Again, there is nothing hidden from you. We don’t benefit beyond our stated advisory fees.
Now, What About the Fees?
There are fees charged by the custodian (e.g. Fidelity) and then Advisory fees (e.g. Durig Capital). Again, we only charge you what we tell you about upfront – we do not receive anything else. Here is what you need to know:
- Advisory fees: On a quarterly basis, we charge around 1% (depending on your account size) and under half that for a bonds-only account. At this time, we mail a letter to you from your Durig Advisor, which includes your charged fees.
- Custodian fees: These are around $7-8 per trade if you receive electronic statements via email. If you have them mail statements to you, then it can be much higher. Custodian fees can be referred to as commissions. Other charged fees can be for specific instances (e.g. An overnight check mailed to you, an IRA transfer, etc.). These are not “hidden” fees, because we will make sure you know about such charges as they come up.
- Other fees: There shouldn’t be anything else at all. As special circumstances arise, there could be something to be aware of – and, of course, we always take it seriously to inform our clients of all known matters.
Find out what your Investment Broker is really charging you! Ask about hidden fees, performance fees, etc. Please call us, and we will do our best to research fees for you. Your interest should come first!
* The above listed fee amounts may vary. Contact us for the latest figures.
Read what others are saying about us here.
Get Started!
Review the Client Service Agreement PDF on your own time, then just fill out the contact form below and we will help you complete the correct account application form to get you on your way.
Client Service Agreements:
Discretionary.pdf (Advisor has authority) | Non-Discretionary.pdf (Client has authority)
Please call us or web chat with us if you have any questions about this process.
Step 1 – Indication of Interest (select drop-down arrow to expand)
* All fields are Required, unless otherwise noted.
Step 2 – Upload Client Agreement (signature page only is needed)
* All fields are Required, unless otherwise noted.
Brokerage Firms (custodians) currently servicing Durig clients:
Fidelity Investments | TD Ameritrade
Additional Documentation:
ADV II.pdf | Privacy Statement.pdf
More Resources!
eNewsletter: Sign-up here for the latest Fixed Income rates and economic news to be emailed to you each week. Start off your week well-informed..
Investment Products: With our very easy to use and simple services, we have worked hard so that you could enjoy a robust selection of Investments. We offer a wide variety of Interest Rates and Investment Types such as: Bank – CD’s and Bonds like Corporations, High Yield, Municipal Bonds (see Rate Card), and Stocks.
Our web services also include Money Market Rates and Government Paper. We strongly recommended that you review our Latest News when you’re ready, because these secondary income investment offerings often go the same day they’re posted.
Education: We are pleased to provide the following educational information on retirement and retirement-based accounts for local communities. In most of our retirement accounts there is no IRA-based fees:
Retirement Guide / Traditional IRA / Roth 401k
Solo 401k / SEP IRA / SIMPLE IRA / Roth IRA
At Income-Investment.net we want to thank you for the honor and privilege to help find the Best Rates and working with the many citizens throughout local communities.
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